MY FINANCE by NoboFlow
Plan · Track · Save · Grow
Know what you owe. Know what you can afford.
A smarter tomorrow for a brighter you
MY Finance gives you a clear view of your money, debt, bills and affordability — all in one place.
Why MY Finance
Clarity first. Confidence follows.
Most money stress comes from not knowing. MY Finance puts the whole picture in front of you — plainly, honestly, in real time.
- Affordability. Know what is genuinely safe to spend.
- Obligations. See bills, loans and recurring commitments before they fall due.
- Spending. Understand where your money went without spreadsheets.
- Privacy. Your financial information stays protected.
The MY Finance way
PLAN • TRACK • SAVE • GROW
One clear place to understand today and prepare for what comes next.
PLAN
Prepare before you commit.
- Affordability
- Obligations
- Repayment planning
TRACK
See where your money goes.
- Income
- Expenses
- Bills
- Debt
SAVE
Build toward your goals.
- Goals
- Emergency fund
- Budgets
GROW
Make better financial decisions.
- Financial health
- Better decisions
- Planning tools
Inside the app
What it looks like.
Three everyday views — built to answer the questions that matter most.
What should I do next?
HOME
See your Safe to Spend amount, your next action and the financial priorities that matter right now.
How is my money organised?
MONEY
Track income, expenses, obligations and bills in one place — without spreadsheets.
What do I owe?
DEBT
Understand cards, mortgages, hire purchase and other financing — what each one costs you, month by month.
Trust & privacy
Built for your financial life. Designed with care.
Money is personal. MY Finance treats it that way.
Private by design
Your financial information stays protected and private.
Secure account access
Per-user authentication and protected sessions.
Clear financial information
Plain numbers you can act on — no jargon.
You stay in control
Your plan and your data are managed by you, inside the app.
What MY Finance is. MY Finance is personal finance management software (SaaS), built and operated by Cephas Sdn. Bhd. under the NoboFlow brand. It is not a bank, lender, deposit-taking institution, investment provider or financial adviser — it does not take deposits or issue credit, and it is not financial advice. Read the Financial Disclaimer. The application lives at finance.noboflow.com; this page is its home on noboflow.com.
Pricing
Simple, honest pricing.
Start free. Upgrade only if MY Finance keeps earning its place.
Free
The essentials to start understanding your money — no card required.
Pro Monthly
The full MY Finance toolkit, month to month. Cancel anytime.
Pro Annual
Everything in Pro on one annual payment — the smartest way to subscribe.
Pro+ AI
AI-assisted insights, arriving in a future release.
Plans are managed inside the MY Finance app — sign up free, upgrade when you’re ready.
FAQ
Common questions.
What is MY Finance?
Personal finance management software by NoboFlow (operated by Cephas Sdn. Bhd.). It brings your money, debt, bills and affordability into one clear view.
Is MY Finance a bank?
No. MY Finance is not a bank and does not take deposits. See the Financial Disclaimer.
Does MY Finance lend money?
No. It never lends money or provides credit — it helps you understand what you owe.
What does Pro include?
The full toolkit: budgets, obligation tracking, affordability insights and clear reports — on monthly or annual billing.
Can I cancel my subscription?
Yes, anytime. Your plan stays active until the end of the paid period. See the Payment Policy.
How is my data handled?
Encrypted in transit, with per-user access controls and protected sessions. Details on the Security page and in the Privacy Notice.
MY Finance · by NoboFlow
Know what you owe.
Know what you can afford.
Start free. Upgrade only when MY Finance earns its place.